Are you a hardworking Canadian earning a modest income? Then the Canada Workers Benefit (CWB) $566 payment scheduled for July 23, 2025, might just be the financial relief you need. This government-backed initiative aims to support low-income workers by offering tax-free financial assistance throughout the year.
In this comprehensive article, we’ll cover everything you need to know — including eligibility criteria, payment schedule, how to receive your benefit, and what to do if you don’t get paid.
✅ What is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a refundable tax credit offered by the Government of Canada to low-income individuals and families who are employed or self-employed. Its primary goal is to encourage work while helping Canadians improve their financial stability.
There are two main components to this benefit:
- Basic Amount: Provided to all eligible working individuals.
- Disability Supplement: Additional support for eligible individuals with disabilities.
📅 When Will the $566 CWB Payment Be Issued?
As part of the quarterly advance payment structure, eligible individuals will receive a lump-sum payment of $566 on July 23, 2025. This is one of four advance installments sent throughout the year by the Canada Revenue Agency (CRA).
Upcoming Payment Dates for 2025:
- January 12
- April 12
- July 23
- October 11 (subject to changes based on CRA updates)
💰 How Much Will You Receive?
The $566 payment is an advance on your total annual CWB amount. The final benefit amount you’re entitled to depends on your income level, family situation, and disability status (if applicable).
At tax time, any remaining balance of your CWB — or any overpayment — will be adjusted when you file your tax return for the year.
🧾 Canada Workers Benefit Eligibility Criteria
To qualify for the Canada Workers Benefit and receive the $566 payment, you must meet the following conditions:
✅ General Eligibility:
- Age: Must be at least 19 years old by the end of the tax year.
- Residency: You must be a resident of Canada throughout the year.
- Employment: Must be working or self-employed.
- Income Limits: Your income must fall below the CWB thresholds.
- Tax Return: Must have filed your 2024 income tax return.
❗Special Notes:
- If you’re under 19, you may still qualify if you have children or live with a spouse or common-law partner.
- Full-time students (unless supporting a child or spouse) and those confined to a prison for more than 90 days are not eligible.
📉 Income Limits for CWB Eligibility (Based on 2024 Thresholds)
Your eligibility and payment amount are determined by your income level:
| Family Status | Maximum Net Income |
|---|---|
| Single individuals | Up to $33,015 |
| Married/Common-law couples | Up to $43,212 |
Note: These figures may change slightly for the 2025 tax year. Always check the CRA’s official website for updates.
🏦 How Will You Receive Your Payment?
If you’ve set up direct deposit with the CRA, your $566 payment will be deposited directly into your bank account. This is the fastest and most secure method of receiving your benefit.
If not, a cheque will be mailed to your registered address, but this may take longer.
🚫 What If You Don’t Receive the $566 Payment?
If you haven’t received your benefit by July 23, 2025, here are the steps to follow:
- Check CRA My Account
Log in to your CRA online account to verify your payment status. - Review Your Bank Statement
Look for a direct deposit from the CRA around the payment date. - Contact CRA Support
If there’s no sign of the payment:- CRA Helpline: 📞 1-800-959-8281
🧾 Is the Canada Workers Benefit Taxable?
No, the CWB is completely tax-free.
You don’t have to report it as taxable income, and it won’t affect your other tax benefits or credits.
👨👩👧 Benefits for Families and People with Disabilities
If you have a family with children or live with a disability, you may be eligible for higher CWB payments:
- Families with dependents often qualify for a larger basic amount.
- The disability supplement provides additional financial assistance to individuals or families where a member has a qualifying disability.
📝 Tips to Maximize Your CWB Payment
- Always file your taxes on time, even if you have no income.
- Ensure your CRA profile is up-to-date with the correct banking and address information.
- Apply for the disability tax credit if you’re eligible—it boosts your CWB payout.
📌 Conclusion
The Canada Workers Benefit is more than just financial aid—it’s a recognition of your hard work. If you’re eligible, the $566 advance payment on July 23, 2025, can provide much-needed support in today’s economy.
Be proactive: meet the eligibility criteria, file your taxes, and stay informed through the CRA’s official updates to make the most of this benefit.
❓Frequently Asked Questions (FAQs)
1. What is the $566 Workers Benefit Payment in Canada?
It’s a tax-free payment under the Canada Workers Benefit program, aimed at supporting low-income workers through quarterly advance payments.
2. Who is eligible for the $566 payment on July 23, 2025?
Canadians aged 19+, who meet residency, employment, and income criteria and have filed their 2024 tax return.
3. How do I know if I qualify for this benefit?
Check your income level, age, employment status, and tax filing record. You can also use the CRA’s eligibility tool online.
4. Is the $566 benefit taxable?
No, it is not taxable and does not affect your other tax credits or benefits.
5. When will the CWB payment be made?
The next $566 advance payment is scheduled for July 23, 2025. Ensure your bank and CRA records are accurate for smooth delivery.